如果是定投，就无所谓低点。

owi

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hex

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nevent

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Kind-1 (TextNote)

2026-04-29T18:25:23Z

↳ 回复 87e02be9... (npub1slszh6dw8z28g23lahdzu6envadkg2qqvvat33avrgcx7yr6eqwq3jhazx)

这是个策略，但是如果相对低点投，整体收益更高

如果是定投，就无所谓低点。 另外不是有个很小白的投资，年化率有10%。把资金平均分4份，分别投股票，债券，黄金，国债，如果某部分投资获利后占比超总资金的45%，就重新分配。

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