也可能年纪轻轻发大财之后就飘了，败家子很多的。到头来还欠一屁股债。

总干事@2¹⁰

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hex

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nevent

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Kind-1 (TextNote)

2026-09-01T04:55:12Z

↳ Reply to 6svjszwk (npub1sxgnpqfyd5vjexj4j5tsgfc826ezyz2ywze3w8jchd0rcshw3k6svjszwk)

同样一笔财产，30 多岁拿到与 70 多岁拿到，对一个人一生财务的影响，可能天差地别。 Vanguard 最新研究《Transferring wealth with wisdom》给出了实证，他们结合了 82,822 名实际继承 IRA（个人退休账户）的客户数据与问卷调查：继承者平均要到 59 岁...

也可能年纪轻轻发大财之后就飘了，败家子很多的。到头来还欠一屁股债。

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