I agree instant payment is a great benefit. But the trade of...

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Kind-1 (TextNote)

2026-03-21T16:37:01Z

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dcdbb510ddd25688bedc57d1a8bd028aab5f8d9a70b66739a21a63972779bbb1...

I agree instant payment is a great benefit. But the trade off is centralization. At that point one can also just use a crypto backed credit card. I use crypto in the first place because it's p2p.

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